Local Insurance Solutions That Work

S&C Logo

Welcome to S & C Insurance Advisers, a Member Broker of Insurance Advisernet NZ.

Established in 2021, we work with a select number of clients across New Zealand.

S & C Insurance was founded on the values of integrity, honesty and giving good advice and finding insurance solutions for our clients needs. We believe in a strong personal service approach and technology will play a part to, but not the be all in the way we work for you. We are 100% locally owned and operated, based in Rolleston, focusing on the Selwyn & wider Canterbury region.

As business owners ourselves, we understand where the risk and value is in a business. We appreciate the daily commitment required to run a business and the importance of being able to rely on trusted professionals for the services outside of your primary business operations. Working closely with you, our focus is to ease the ‘labour of insurance’, allowing you to focus on what you do best – running your business successfully.

Sam

Our Principal

Sam Baker

Sam brings a wealth of experience with him, having worked for FMG, Crombie Lockwood and PIC, before starting his own broking business, Selwyn & Canterbury Insurance Advisers.

Sam is thankful for the opportunities he’s been given over his career, which have enabled him to discover his passion for commercial and business insurance. “I have a vision to get back to what I believe a lot of clients are missing – having someone with knowledge and experience who cares about their outcome if the worst case happens and isn’t just trying to make a sale.”

FSP: FSP1000620
Our Commitment

Our Commitment to You

We appreciate you have many options when it comes to insuring your business. We never take your loyalty for granted and commit to do everything in our power to earn, maintain and continue to build our trusted relationship.

As your appointed General Insurance Broker, S & C Insurance Advisers commits to:

Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities.
Recommend the appropriate insurer to match the risk.
Only recommend secure and stable insurers.
Provide alternatives on your risk retention through various excess options and access to premium funding options to allow you to pay your premiums via instalments.
Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.

Our Commitment to You

We appreciate you have many options when it comes to insuring your business. We never take your loyalty for granted and commit to do everything in our power to earn, maintain and continue to build our trusted relationship.

As your appointed General Insurance Broker, S & C Insurance Advisers commits to:

Conduct an analysis of your risk/needs and recommend the most appropriate covers to protect your assets and liabilities.

Recommend the appropriate insurer to match the risk.

Only recommend secure and stable insurers.
Provide alternatives on your risk retention through various excess options and access to premium funding options to allow you to pay your premiums via instalments.
Provide prompt and timely servicing of your general insurance needs to ensure you are adequately informed of issues that may affect your business.
Our Commitment

Products & Services

Business Insurance

Business Insurance
.

Having adequate general insurance cover is one of the most fundamental parts of being in business, as it provides invaluable protection against a range of risk events – from equipment and assets to legal liability – reducing financial uncertainty and protecting your livelihood and that of your workforce. Insurance companies provide a wide variety of general business insurance policies so it’s essential to get the right one for your needs.

Professional Indemnity

Professional Indemnity
.

This specialised area of insurance covers liability arising from the ‘professional services’ provided by a business. Importantly, as the nature of modern business continues to change rapidly it’s no longer only for traditional occupations such as Engineers, Accountants, Doctors, Lawyers, Architects and Insurance Brokers.

Directors & Officers - Management Liability Insurance

Directors & Officers / Management Liability Insurance

If you have a small to medium sized private company, you could be protected by a policy that covers claims from a wide range of management liabilities, such as; directors and officers liability, company reimbursement, company liability and employment practice liability.

Property Insurance

Property Insurance
.

A must if you have one or more business premises, Property Insurance provides financial protection in the event they are damaged or destroyed in a one-off event.

Motor Insurance - Commercial - Heavy Motor Insurance

Motor Insurance / Commercial / Heavy Motor Insurance

One of the more common types of business cover, motor/vehicle insurance protects your business fleet against costs arising from theft and accidents. Your policy can be tailored to include a range of commercial vehicles from cars and motorbikes to vans, trucks and even buses and heavy motor vehicles.

Home & Contents Insurance

Home & Contents Insurance
.

For most New Zealanders the family home is the largest asset they’ll ever own. This means it’s essential to protect it now with the right insurance cover. After all, no one wants to discover they’re inadequately insured when it’s too late.

Cyber Insurance

Cyber Insurance
.

In the past two decades the global proliferation of digital technology, and unscrupulous figures seeking to exploit it, has seen cyber risk become one of the leading risk factors for businesses.

Business Interruption Insurance

Business Interruption Insurance
.

From your family and employees to customers and suppliers, there are a lot of people who are dependent on your business. Given this, have you ever considered what would happen if you were unable to operate due to crucial assets being damaged or destroyed by a major event like fire, flood, significant storm damage or an earthquake?

Marine & Hull Insurance

Marine & Hull Insurance
.

Marine Insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit cover provides point-to-point coverage between your premises and those of your customers.

Plant & Equipment Insurance

Plant & Equipment Insurance
.

If you have mobile plant and equipment, we can arrange to ensure this plant and equipment is properly insured to protect both the equipment, but importantly also the liabilities associated with its use. This product is designed to cover the smallest earthmoving machine though to the largest fixed or mobile crane – and everything in between.

Body Corporate Insurance

Body Corporate Insurance
.

Body Corporate Insurance offers you peace of mind by providing liability cover in the event people are injured on common property. Typically it includes cover for lifts, pools, car parks, stairwells, gardens, wiring, balconies, walls, windows, ceilings and floors.

Contract Works Insurance

Contract Works Insurance
.

You need Contract Works Insurance in place before a peg is put into the ground. Many things can go wrong where building works are involved, whether that be at excavation or even completion stage of any project. This insurance is designed specially to provide cover against any physical damage as well as loss of building materials, fire and malicious damage.

Liability Insurance

Liability Insurance
.

Despite your best intentions sometimes accidents still happen. Today’s businesses are exposed to an ever-growing list of legal liabilities.

Rural Insurance

Rural Insurance
.

This insurance cover protects you against damage to farm buildings, contents, farm machinery, vehicles, as well as the many other assets required in your day-to-day operations.

Do you need more information? Call Sam on 027 711 4690 or Email Us

EMAIL US

Claims

At S & C Insurance, we believe the true test of the relationship with your Insurance Broker is when you need to make claim. Our strong past claims expertise and experience is what you can rely on during claims time. We will be there for you and be your advocate, providing guidance and administer the claims from beginning till end.

Claims Process

Making a claim can be a daunting task, especially as it typically occurs at an already difficult time. With this in mind we see it as one of the most important times in our relationship with you. We’ll do everything we can to make the process and smooth and easy as possible.

This includes:

Providing you with your Insurer’s Claim Form

Arranging for a Loss Assessor to be appointed if necessary

Advising on the completion of the Claim Form

Submitting your Claim Form to the Insurer on your behalf

Providing ongoing advice to ensure a fair and reasonable settlement.

Lodging a claim

Step 1. Contact us so we can discuss what’s happened and carefully review the event/s against your insurance cover.

Step 2. We’ll send you the relevant claim form/s and outline any other documentation your Insurer is likely to require.

Step 3. Fill out your claim form in as much detail as you can. (Remember, if you have any questions we’re always here to help!)

Step 4. Post or email your completed claim back to us so we can check everything and then forward it to the Insurer on your behalf.

Local Understanding. National Strength.

S & C Insurance Advisers are proud to be a Member Broker of Insurance Advisernet New Zealand, a network of more than 250 advisers across New Zealand and Australia. Insurance Advisernet is a principal member of the Insurance Brokers Association of New Zealand Inc. and the largest member of the publicly listed AUB Group – one of the leading general broking groups in Australasia with over 450,000 clients. This relationship gives us access to unrivalled financial strength, business efficiencies and buying power that spans every major insurer in New Zealand and Australia, even access to major overseas insurers when required.

65 Authorised Insurance Adviser Practices
Over 27000 clients
Over 229M in premiums
New Zealand

*Disclaimer – total premiums include all taxes and levies (including GST)

65 Authorised Insurance Adviser Practices
Over 27000 clients
Over 229M in premiums
Over 65000 policies
New Zealand

*Disclaimer – total premiums include all taxes and levies (including GST)

Strength Under The Insurance Advisernet Banner

S & C Insurance Advisers are a Member Broker of Insurance Advisernet New Zealand Ltd. Founded in 1996, Insurance Advisernet operates in both New Zealand and Australia, delivering strength that allows S & C Insurance Advisers the benefit of maintaining its local presence whilst also being part of a national group for the products and services needed by our customers in today’s increasingly complex business world.

Visit the Insurance Advisernet Website

    Contact Us

    Need help? Contact us today by completing the form here.

    You can also find us at the following location:

    12 Caracara Place, Rolleston 7615
    027 711 4690

    Testimonials

    Sam took the time to understand my many and varied businesses, was patient as my various partners asked him questions and asked for clarity. We now have a road map for each company that best suits the commercial activities and level of risk for the various board members. If you have a complicated company, Sam is an excellent adviser to work through insurance options and make the right choice for your company.

    Camia Young

    Our company works in a niche market of flood protection and civil works dewatering projects in New Zealand & Australia, where we have a wide range of insurance requirements. Sam has been the key to being able to organise our insurance needs, which has been a challenge for him at times. His perseverance in finding the right insurance product for us has taken his search off shore on many occasions. Sam is very professional to work with and provides a top level of insurance service to us. He is a credit to the insurance industry.

    Clay Griffin

    Our Insurance Partners